Insurance Programs Products


Align’s Commercial Contractors Program is a construction risks insurance facility for both subcontractors and general contractors. The general liability product can be written as primary, excess or umbrella for commercial and residential risks and any derivative thereof. The general contractors Align is targeting tend to be on the small to medium side, with gross revenues typically less than $100 million. These generals are both commercial and residential contractors.

The subcontracting classes includes:

  • Framing
  • Grading
  • Drywall-plastering
  • HVAC
  • Plumbing
  • Concrete
  • Electrical (cabling etc.)
  • As well as sub-trades such as painting, cabinet work, windows, tiling, carpeting-flooring, and landscaping to name a few.

States Available:

Available on a non-admitted basis in:

  • Arizona
  • Alabama
  • California
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Illinois
  • Indiana
  • Minnesota
  • Nevada
  • New Mexico
  • North Carolina
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin

Complete submissions should be sent to and include the following:

Supervisor of the construction site with architect looking building up on construction site
For more information on our Construction product:

Please contact Frank Dunne at  or (619) 333-2500 x214.