INSURANCE PROGRAMS/ PRODUCTS
EXCESS LIABILITY
Program Highlights
- A.M. Best “A VIII” and “A-IX” rated carrier partners
- ISO Commercial Excess Liability Coverage Form
- (CX 00 01 04 13)
- Non-admitted capabilities in all 50 states. Not currently writing in New York
- Applicable State Surplus Lines Taxes are in addition to premium
Target Classes
Auto Services
- Automobile repair and service
- Auto dealers - Franchise/Non-franchise
- Tire dealers
- Towing/salvage
Commercial Contractors
- Electrical work within buildings
- HVAC
- Janitorial
- Masonry
- Metal Erection
- Plumbing
- Street & Road (no bridge or highway work)
Mercantile and Manufacturing Classes
- Building materials
- Food products
- Metal goods
Real Estate
- Apartments, up to 5 stories, fully sprinklered (no HUD, Section 8, student occupancy or any New York locations)
- Commercial real estate development
- Hotel/motel
- Warehouses
Retail
- Construction/farm equipment dealers
- Grocery stores/supermarkets
- Restaurants - fast food to upscale service - subject to liquor Grade 5 and below
Specialty Auto
- Beverage distributing
- Concrete mixed in transit
- Moving and storage
- Sand and gravel operation
- Scrap metal dealers
Submission Requirements
Submissions should be sent to excess@aligngeneral.com or to submit@aligngeneral.com and include the following information:
- Complete submission (ACORD application is required)
- Supplemental questionnaire on specialty accounts
- Copies of final general liability and auto quotes
- Loss summary – 3 years plus current year
- Target and expiring pricing for excess layer needing quote
For more information on our Excess Liability product:
Please contact Mike Towell at mtowell@dualinsurance.com or (619) 535-0642 x823.