EXCESS LIABILITY
HABITATIONAL
- Apartments, up to 5 stories, fully sprinklered (no HUD, Section 8, student occupancy or any New York locations)
- Condominiums
- Dwellings
- Hotel/Motel
- Commercial real estate development
- Townhouse
RESTAURANT
- Limited service to upscale with 75% or less in alcohol receipts -subject liquor Grade 5 and below
SPECIALTY AUTO
- Beverage Distributing
- Moving and storage
- Sand and gravel operations
- Scrap metal dealers
- Garbage, Refuse and Scrap Metal Haulers
- Concrete mixed transit
- Water haulers
AUTO SERVICE
- Automobile repair and service
- Auto dealers – Franchise/Non Franchise
- Tire dealers
COMMERCIAL CONTRACTORS
- Discuss with your underwriter for eligibility
MERCANTILE AND MANUFACTURING CLASSES
Standard Limits
- $1 million to $5 million lead
- $10 million excess capacity
- $1 million X Primary AL buffers
Submission Requirements
Submissions should be sent to excess@aligngeneral.com and include the following information:
- Complete submission (accord application is preferred)
- Supplemental questionnaire on specialty accounts
- Copies of final general liability and auto quotes
- Loss summary – 3 years plus current year
- Target and expiring pricing for excess layer needing quote
For more information on our Excess Liability product:
Please contact Mike Towell at mtowell@aligngeneral.com or (619) 535-0642 x823.