Insurance Programs Products


Align’s carrier partners are Arch Insurance and GuideOne Insurance, which means that you can offer your clients the opportunity to procure insurance coverage from two of the most financially stable insurers in the marketplace. Arch is an admitted “A+” rated carrier by A.M. Best Company with a Financial Strength Rating of XV.* GuideOne is also an admitted market that is rated A- IX by A.M. Best Company.

Program Highlights:

  • California Only (<10% out of state)
  • DEDIT MOD business Only
  • Experience mods from 1.10 to 3.00
  • Annual Premiums $40,000
  • Broad class code eligibility
  • Flexible payment plan options

Target industry segments

Align wants to write quality debit mod accounts in industry segments that include:

  • Auto Repair, Sales & Service
  • Contractors
  • Hospitality
  • Manufacturing
  • Professional Services
  • Retail Operations
  • Service
  • Trucking (local & intermediate)
  • Wholesale


To receive a quote, please provide:

  • Completed ACORD 130
  • Supplemental Application and WCIRB Ex-Mod Worksheet (when applicable)
  • 4 years currently valued loss runs for accounts < $175K and 5 years on accounts > $150K on the previous carrier’s letterhead (dated within 90 days of the submission date)
  • Financials if premium is greater than $500K

Submissions should be e-mailed to:


Required documents for binding coverage:
  • Chosen payment plan (flexible)
  • Signed ACORD 130
Loss runs or service requests should be e-mailed to:
For more information on our Worker’s Compensation product:

Please contact Mike Tudman at or (818) 825-6181.